What is a "Commercial"? PHBP contributions are due on all commercials, meaning a moving picture work regardless of method, means or medium of production or post production (whether film/digital/animation or other) that promotes or advertises a brand, product or service to the general public, regardless of the distribution method/medium/platform/channel. This includes Branded Content, Promos, Social Media and ‘Internet Only’ projects that promote or advertise a brand, product, or service to the general public. Music Videos are explicitly excluded.


The Producers’ Health Benefits Plan (PHBP) is an employer funded group insurance plan providing health coverage for eligible freelancers and staff employees in the commercial production industry. With nearly 200 Participating Employers, the Plan is specifically designed for the lifestyle of the freelancer involved in commercial production. Learn more.

DID YOU KNOW
You Can Visit With a Doctor Online 24/7?
With LiveHealth Online you can see an experienced and board certified Doctor via video online 24/7 for the same cost as a doctor visit co-pay. It’s convenient, fast and easy to use. Medical, Allergy, Psychology and Psychiatry Physicians are available. For more information

DID YOU KNOW
You can speak with a Nurse 24/7?
The 24/7 NurseLine has you covered anywhere, any time. If you have general health questions or need more guidance on health concerns, call 1-800-337-4770 to speak with a nurse.