Important Message from PHBP: What is a "Commercial"? PHBP contributions are due on all forms of advertising or promotion of a brand, product, or service (excluding music videos), regardless of the format with which it is created, or the medium with which it is distributed. Branded Content is a "Commercial." Advertising on the internet is still a commercial. It is the presence of an advertising or promotional aspect of a project that cements its classification as a "Commercial." Please email Sean Cooley at with any questions.

The Producers’ Health Benefits Plan (PHBP) is an employer funded group insurance plan providing health coverage for eligible freelancers and staff employees in the commercial production industry. With over 160 contributing employers, the Plan is specifically designed for the lifestyle of the freelancer involved in commercial production. Learn more.

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